:root {
  --brand-teal: #0f8f88;
  --brand-gold: #f5b21b;
  --brand-ink: #111111;
  --brand-muted: #2f2f2f;
  --brand-surface: #ffffff;
  --brand-tint: #f6fffd;
  --brand-gold-tint: #fffaf0;
  --brand-border: rgba(15, 143, 136, 0.14);
  --shadow-soft: 0 20px 60px rgba(18, 38, 36, 0.08);
  --radius-lg: 28px;
  --radius-md: 20px;
  --radius-sm: 14px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Manrope", sans-serif;
  color: var(--brand-ink);
  background: var(--brand-surface);
  overflow-x: hidden;
}

h1,
h2,
h3,
h4,
.navbar-brand strong {
  font-family: "Outfit", sans-serif;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
}

p {
  color: var(--brand-muted);
  line-height: 1.75;
}

.site-navbar {
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(15, 143, 136, 0.08);
}

.timing-ticker {
  background: rgba(15, 143, 136, 0.08);
  border-bottom: 1px solid rgba(15, 143, 136, 0.12);
  overflow: hidden;
  white-space: nowrap;
}

.timing-ticker__track {
  display: inline-flex;
  align-items: center;
  gap: 2.5rem;
  min-width: 100%;
  padding: 0.45rem 0;
  color: var(--brand-ink);
  font-size: 0.82rem;
  font-weight: 700;
  animation: ticker-scroll 40s linear infinite;
}

.timing-ticker__track span::after {
  content: "|";
  margin-left: 2.5rem;
  color: var(--brand-gold);
}

.timing-ticker__track span:last-child::after {
  content: "";
  margin-left: 0;
}

.timing-ticker--continuous {
  background: #f8fcfb;
}

.timing-ticker__track--continuous {
  display: inline-flex;
  align-items: center;
  gap: 0.85rem 1.3rem;
  min-width: auto;
  padding: 0.65rem 0;
  animation: ticker-scroll 36s linear infinite;
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--brand-muted);
}

.timing-ticker__track--continuous span {
  position: relative;
}

.timing-ticker__track--continuous span::after {
  content: "";
  margin-left: 0;
}

.timing-ticker__track--continuous span + span {
  padding-left: 1.1rem;
}

.timing-ticker__track--continuous span + span::before {
  content: "";
  position: absolute;
  left: 0;
  top: 50%;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: rgba(245, 178, 27, 0.9);
  transform: translateY(-50%);
}

.timing-ticker__label {
  color: var(--brand-ink);
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.navbar-brand,
.footer-brand {
  display: inline-flex;
  align-items: center;
  gap: 0.85rem;
}

.brand-mark {
  display: inline-grid;
  place-items: center;
  width: 54px;
  height: 54px;
  border-radius: 18px 18px 18px 10px;
  background: var(--brand-teal);
  color: white;
  font-family: "Outfit", sans-serif;
  font-size: 1.8rem;
  font-weight: 700;
  box-shadow: var(--shadow-soft);
}

.brand-logo {
  width: 240px;
  height: auto;
  display: block;
  object-fit: contain;
}

.brand-logo--footer {
  width: 210px;
}

.brand-text {
  display: flex;
  flex-direction: column;
  line-height: 1.05;
}

.brand-text strong {
  font-size: 1.4rem;
  color: var(--brand-ink);
}

.brand-text small {
  font-size: 0.74rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--brand-teal);
}

.nav-link {
  position: relative;
  color: var(--brand-ink);
  font-weight: 600;
  padding: 0.75rem 1rem !important;
}

.nav-link.active,
.nav-link:hover {
  color: var(--brand-teal);
}

.dropdown-toggle::after {
  margin-left: 0.4rem;
  vertical-align: 0.18em;
  transition: transform 0.2s ease;
}

.gallery-dropdown-menu {
  min-width: 168px;
  margin-top: 0.72rem;
  padding: 0.38rem;
  border: 1px solid rgba(15, 143, 136, 0.1);
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.98);
  box-shadow: 0 10px 22px rgba(18, 38, 36, 0.05);
  backdrop-filter: blur(8px);
}

.gallery-dropdown-menu li + li {
  margin-top: 0.32rem;
}

.gallery-dropdown-menu .dropdown-item {
  position: relative;
  border-radius: 10px;
  padding: 0.42rem 0.78rem;
  font-weight: 600;
  color: var(--brand-ink);
  background: transparent;
  transition: background-color 0.2s ease, color 0.2s ease;
}

.gallery-dropdown-menu .dropdown-item:hover,
.gallery-dropdown-menu .dropdown-item:focus {
  background: rgba(245, 178, 27, 0.09);
  color: var(--brand-ink);
}

.gallery-dropdown-menu .dropdown-item.active,
.gallery-dropdown-menu .dropdown-item:active {
  background: rgba(15, 143, 136, 0.1);
  color: var(--brand-teal);
}

.gallery-dropdown-menu .dropdown-item.active {
  padding-left: 0.95rem;
}

.nav-link.dropdown-toggle.show {
  color: var(--brand-teal);
}

.nav-link.dropdown-toggle.show::after {
  transform: rotate(180deg);
}

.nav-link--about:focus,
.gallery-dropdown-menu .dropdown-item:focus {
  box-shadow: none;
  outline: none;
}

.nav-link.active {
  font-weight: 700;
}

.nav-link.active::after {
  content: "";
  position: absolute;
  left: 1rem;
  right: 1rem;
  bottom: 0.35rem;
  height: 2px;
  background: var(--brand-teal);
  border-radius: 999px;
}

.btn-brand {
  border: none;
  background: var(--brand-teal);
  color: white;
  border-radius: 999px;
  padding: 0.92rem 1.5rem;
  font-weight: 700;
  box-shadow: 0 14px 35px rgba(15, 143, 136, 0.24);
}

.btn-brand:hover {
  color: white;
  background: #0c7a74;
}

.btn-outline-brand {
  border: 1px solid rgba(15, 143, 136, 0.25);
  border-radius: 999px;
  padding: 0.92rem 1.5rem;
  font-weight: 700;
  color: var(--brand-teal);
  background: #ffffff;
}

.btn-outline-brand:hover {
  background: var(--brand-tint);
  color: var(--brand-teal);
}

.hero-section,
.page-hero,
.section-pad {
  position: relative;
}

.hero-section {
  padding: 5.5rem 0 4.5rem;
  overflow: hidden;
  background: #ffffff;
}

.hero-section h1 {
  font-size: clamp(2.2rem, 4vw, 4.8rem);
  line-height: 1.04;
  margin: 0.85rem 0 1.2rem;
  max-width: 12ch;
}

.page-hero h1 {
  font-size: clamp(1.85rem, 2.7vw, 2.75rem);
  line-height: 1.08;
  margin: 0.7rem 0 0.85rem;
  max-width: 16ch;
}

.lead {
  font-size: 1.1rem;
  max-width: 60ch;
}

.hero-trust-points {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 1.4rem;
}

.hero-trust-points span {
  display: inline-flex;
  align-items: center;
  padding: 0.7rem 1rem;
  border-radius: 999px;
  background: rgba(15, 143, 136, 0.05);
  border: 1px solid rgba(15, 143, 136, 0.12);
  color: var(--brand-ink);
  font-weight: 700;
  line-height: 1.2;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 0.82rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--brand-teal);
  font-weight: 800;
}

.eyebrow::before {
  content: "";
  width: 40px;
  height: 2px;
  background: var(--brand-gold);
}

.hero-panel {
  position: relative;
  padding: 1.6rem;
  border-radius: var(--radius-lg);
  background: #ffffff;
  box-shadow: var(--shadow-soft);
  border: 1px solid rgba(15, 143, 136, 0.1);
}

.hero-panel--sync {
  border-top: 4px solid var(--brand-gold);
}

.hero-panel__label,
.loan-badge {
  display: inline-block;
  padding: 0.45rem 0.8rem;
  border-radius: 999px;
  background: rgba(245, 178, 27, 0.16);
  color: #9a6700;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.hero-panel h2 {
  margin: 1rem 0 0.9rem;
  font-size: clamp(2rem, 2.8vw, 3rem);
  line-height: 1.1;
}

.hero-panel__intro {
  margin-bottom: 1.4rem;
}

.hero-panel__card--light h2 {
  margin-bottom: 1rem;
  font-size: clamp(1.8rem, 2.6vw, 2.5rem);
}

.hero-panel__card--light p {
  color: var(--brand-muted);
}

.hero-panel__card p,
.hero-panel__card li {
  color: rgba(255, 255, 255, 0.82);
}

.hero-panel__card--light p,
.hero-panel__card--light li {
  color: var(--brand-muted);
}

.hero-feature-list {
  display: grid;
  gap: 0.9rem;
  margin-top: 1.1rem;
}

.hero-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1rem 1.05rem;
  border: 1px solid rgba(15, 143, 136, 0.1);
  border-radius: 16px;
  background: rgba(15, 143, 136, 0.02);
}

.hero-feature-item strong {
  display: block;
  margin-bottom: 0.35rem;
  color: var(--brand-ink);
  font-size: 1rem;
}

.hero-feature-item p {
  margin: 0;
  font-size: 0.95rem;
  line-height: 1.6;
}

.hero-feature-item__icon {
  display: inline-grid;
  place-items: center;
  width: 40px;
  min-width: 40px;
  height: 40px;
  border-radius: 12px;
  background: rgba(15, 143, 136, 0.08);
  color: var(--brand-teal);
  font-weight: 800;
  font-size: 0.85rem;
}

.hero-panel__foot {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  margin-top: 1.2rem;
  padding-top: 1rem;
  border-top: 1px solid rgba(15, 143, 136, 0.1);
  font-size: 0.92rem;
}

.hero-panel__foot span {
  color: var(--brand-muted);
  font-weight: 700;
}

.hero-panel__foot a {
  color: var(--brand-teal);
  font-weight: 700;
}

.hero-image-frame {
  overflow: hidden;
  border-radius: var(--radius-lg);
  border: none;
  box-shadow: none;
  background: transparent;
}

.hero-image {
  width: 100%;
  height: 100%;
  min-height: 620px;
  object-fit: cover;
  display: block;
}

.feature-list,
.detail-list,
.footer-links,
.footer-contact {
  list-style: none;
  padding: 0;
  margin: 0;
}

.feature-list li,
.detail-list li,
.footer-links li,
.footer-contact li {
  position: relative;
  padding-left: 1.2rem;
  margin-bottom: 0.8rem;
}

.feature-list li::before,
.detail-list li::before,
.footer-links li::before,
.footer-contact li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.75rem;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--brand-gold);
}

.hero-metrics {
  max-width: 840px;
}

.hero-metrics > [class*="col-"] {
  display: flex;
}

.metric-card,
.info-card,
.loan-card,
.stat-panel,
.contact-panel,
.form-panel,
.gallery-card {
  border-radius: var(--radius-md);
  background: #ffffff;
  border: 1px solid var(--brand-border);
  box-shadow: var(--shadow-soft);
}

.metric-card {
  padding: 1.4rem;
  width: 100%;
  min-height: 176px;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
}

.metric-card h3 {
  margin: 0;
  font-size: 2rem;
  color: var(--brand-teal);
}

.metric-card p {
  margin: 0.6rem 0 0;
  line-height: 1.55;
  max-width: 15ch;
}

.section-pad {
  padding: 5rem 0;
}

.section-tint {
  background: var(--brand-tint);
}

.section-heading {
  max-width: 700px;
  margin-bottom: 2rem;
}

.section-heading h2,
.contact-panel h2,
.form-panel h2,
.page-hero h1 {
  margin-bottom: 1rem;
}

.section-heading h2,
.info-card h3,
.loan-card h3,
.stat-panel h3,
.gallery-card__body h3,
.contact-panel h2,
.form-panel h2 {
  font-size: clamp(1.3rem, 1.9vw, 1.9rem);
}

.info-card,
.loan-card,
.stat-panel,
.contact-panel,
.form-panel {
  padding: 2rem;
}

.info-card__icon {
  display: inline-grid;
  place-items: center;
  width: 52px;
  height: 52px;
  margin-bottom: 1.25rem;
  border-radius: 16px;
  background: rgba(15, 143, 136, 0.08);
  color: var(--brand-teal);
  font-weight: 800;
}

.image-placeholder,
.gallery-tile,
.gallery-card__image {
  position: relative;
  overflow: hidden;
  border-radius: var(--radius-md);
  background: transparent;
  border: none;
}

.image-placeholder::before,
.gallery-tile::before,
.gallery-card__image::before {
  content: "";
  position: absolute;
  inset: 0;
  background: none;
}

.image-placeholder span,
.gallery-tile span {
  position: absolute;
  left: 1.2rem;
  bottom: 1rem;
  font-weight: 700;
  color: var(--brand-ink);
}

.section-photo {
  width: 100%;
  height: auto;
  object-fit: cover;
  display: block;
}

.image-placeholder--large {
  min-height: 420px;
}

.image-placeholder--photo {
  min-height: 0;
}

.image-placeholder--medium {
  min-height: 360px;
}

.image-placeholder--map {
  min-height: 240px;
  margin-top: 1rem;
}

.contact-map-section {
  padding: 0.4rem 0 0;
}

.contact-map-embed {
  position: relative;
  overflow: hidden;
  border-radius: 18px;
  border: 1px solid rgba(15, 143, 136, 0.12);
  box-shadow: 0 14px 34px rgba(18, 38, 36, 0.06);
  background: #ffffff;
}

.contact-map-pin {
  position: absolute;
  top: 46%;
  left: 56.5%;
  transform: translate(-50%, -100%);
  z-index: 2;
  width: 22px;
  height: 22px;
  padding: 0;
  border: 0;
  background: transparent;
  cursor: default;
}

.contact-map-pin__dot {
  position: relative;
  display: block;
  width: 22px;
  height: 22px;
  border-radius: 50% 50% 50% 0;
  transform: rotate(-45deg);
  background: var(--brand-teal);
  border: 2px solid #ffffff;
  box-shadow: 0 6px 14px rgba(15, 143, 136, 0.28);
}

.contact-map-pin__dot::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--brand-gold);
  transform: translate(-50%, -50%);
}

.contact-map-pin__tooltip {
  position: absolute;
  left: 50%;
  bottom: calc(100% + 12px);
  transform: translateX(-50%);
  min-width: max-content;
  max-width: 260px;
  padding: 0.55rem 0.8rem;
  border-radius: 10px;
  background: rgba(23, 31, 37, 0.92);
  color: #ffffff;
  font-size: 0.82rem;
  font-weight: 600;
  line-height: 1.35;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.18s ease, transform 0.18s ease, visibility 0.18s ease;
  pointer-events: none;
}

.contact-map-pin__tooltip::after {
  content: "";
  position: absolute;
  top: 100%;
  left: 50%;
  width: 10px;
  height: 10px;
  background: rgba(23, 31, 37, 0.92);
  transform: translateX(-50%) rotate(45deg);
}

.contact-map-pin:hover .contact-map-pin__tooltip,
.contact-map-pin:focus-visible .contact-map-pin__tooltip {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(-2px);
}

.contact-map-embed iframe {
  display: block;
  width: 100%;
  height: 360px;
  border: 0;
}

.contact-map-actions {
  display: flex;
  justify-content: flex-end;
  margin-top: 0.85rem;
}

.loan-card {
  height: 100%;
}

.loan-card--featured {
  background: var(--brand-teal);
}

.loan-card--featured,
.loan-card--featured p,
.loan-card--featured li,
.loan-card--featured h3 {
  color: white;
}

.loan-card--featured .info-card__icon {
  background: rgba(255, 255, 255, 0.16);
  color: #ffffff;
}

.loan-card--featured .detail-list li::before {
  background: rgba(255, 255, 255, 0.8);
}

.gallery-strip {
  background: var(--brand-gold-tint);
}

.core-values-section {
  position: relative;
  overflow: hidden;
  background: var(--brand-tint);
}

.core-values-shell {
  position: relative;
  z-index: 1;
  max-width: 1040px;
  margin: 0 auto;
  padding: 3rem 2.4rem;
  border-radius: var(--radius-lg);
  background: #ffffff;
  border: 1px solid var(--brand-border);
  border-top: 4px solid var(--brand-gold);
  box-shadow: var(--shadow-soft);
}

.core-values-shell .section-heading {
  max-width: 760px;
  margin-bottom: 2rem;
}

.core-values-cloud {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0.9rem;
  max-width: 860px;
  margin: 0 auto;
}

.core-value-pill {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 58px;
  padding: 0.9rem 1.35rem;
  border-radius: 999px;
  background: #ffffff;
  border: 1px solid rgba(15, 143, 136, 0.14);
  box-shadow: 0 10px 24px rgba(18, 38, 36, 0.05);
  font-family: "Outfit", sans-serif;
  font-size: 1.04rem;
  font-weight: 600;
  line-height: 1.2;
  color: var(--brand-ink);
  text-align: center;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease, color 0.25s ease;
}

.core-value-pill:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 30px rgba(18, 38, 36, 0.08);
  border-color: rgba(15, 143, 136, 0.24);
  color: var(--brand-teal);
}

.core-value-pill--large {
  padding-left: 1.65rem;
  padding-right: 1.65rem;
}

.core-value-pill--wide {
  padding-left: 1.9rem;
  padding-right: 1.9rem;
}

.member-note-section {
  background: var(--brand-tint);
}

.member-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  padding: 2rem 2.1rem;
  border-radius: var(--radius-lg);
  background: #f8fcfb;
  border: 1px solid rgba(15, 143, 136, 0.1);
  border-top: 4px solid rgba(245, 178, 27, 0.9);
}

.member-cta__content {
  max-width: 700px;
}

.member-cta h2 {
  margin: 0.75rem 0 0.7rem;
  font-size: clamp(1.55rem, 2.1vw, 2.05rem);
  line-height: 1.08;
}

.member-cta p {
  margin: 0;
  max-width: 58ch;
}

.member-cta__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  justify-content: flex-end;
}

.member-cta__actions .btn {
  padding: 0.72rem 1.15rem;
  font-size: 0.98rem;
}

.member-note-banner {
  max-width: 860px;
  margin: 0 auto;
  padding: 0;
}

.member-note-banner__content {
  padding-left: 1.4rem;
  border-left: 4px solid var(--brand-gold);
}

.member-note-banner h2 {
  margin: 0.75rem 0 0.65rem;
  font-size: clamp(1.75rem, 2.6vw, 2.45rem);
  line-height: 1.1;
}

.member-note-banner p {
  margin: 0;
  max-width: 62ch;
}

.gallery-tile {
  min-height: 250px;
  box-shadow: var(--shadow-soft);
  overflow: hidden;
}

.gallery-tile .gallery-photo {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.gallery-tile span {
  z-index: 1;
  background: rgba(17, 17, 17, 0.68);
  color: #ffffff;
  padding: 0.42rem 0.8rem;
  border-radius: 999px;
}

.gallery-tile--warm,
.gallery-card--warm .gallery-card__image {
  background: rgba(245, 178, 27, 0.08);
}

.gallery-tile--dark,
.gallery-card--dark .gallery-card__image {
  background: rgba(15, 143, 136, 0.08);
}

.gallery-tile--soft,
.gallery-card--soft .gallery-card__image {
  background: rgba(15, 143, 136, 0.04);
}

.page-hero {
  padding: 2.8rem 0 1.2rem;
  border-bottom: 1px solid rgba(15, 143, 136, 0.08);
}

.page-hero p {
  max-width: 58ch;
  margin-bottom: 0;
  font-size: 1rem;
  line-height: 1.7;
}

[data-page="gallery"] .page-hero {
  padding: 2.6rem 0 0.8rem;
  border-bottom: none;
}

[data-page="gallery"] .page-hero h1 {
  max-width: none;
  font-size: clamp(1.9rem, 2.8vw, 2.7rem);
  margin-bottom: 0.7rem;
}

[data-page="gallery"] main .section-pad:first-child {
  padding-top: 0.1rem;
}

[data-page="gallery"] .gallery-category__intro,
[data-page="about"] .gallery-category__intro {
  margin-bottom: 1.35rem;
}

[data-page="gallery"] .gallery-category + .gallery-category {
  margin-top: 0;
}

[data-page="gallery"] .page-hero p {
  max-width: 60ch;
}

[data-page="gallery"] .gallery-page-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem 1.5rem;
  margin-top: 1rem;
  padding-bottom: 0;
  border-bottom: none;
}

[data-page="gallery"] .gallery-page-tab {
  position: relative;
  padding: 0 0 0.55rem;
  color: var(--brand-muted);
  font-family: "Outfit", sans-serif;
  font-size: 0.98rem;
  font-weight: 600;
  text-decoration: none;
  transition: color 0.2s ease;
}

[data-page="gallery"] .gallery-page-tab:hover,
[data-page="gallery"] .gallery-page-tab.is-active {
  color: var(--brand-ink);
}

[data-page="gallery"] .gallery-page-tab::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 2px;
  border-radius: 999px;
  background: transparent;
  transition: background-color 0.2s ease;
}

[data-page="gallery"] .gallery-page-tab.is-active::after,
[data-page="gallery"] .gallery-page-tab:hover::after {
  background: linear-gradient(90deg, var(--brand-teal) 0 72%, var(--brand-gold) 72% 100%);
}

[data-page="gallery"] .gallery-category__intro .eyebrow,
[data-page="about"] .gallery-category__intro .eyebrow {
  margin-bottom: 0.55rem;
}

[data-page="about"] .page-hero h1 {
  max-width: none;
  white-space: nowrap;
}

[data-page="about"] .page-hero p {
  max-width: none;
  width: 100%;
}

[data-page="about"] .page-hero .text-nowrap {
  white-space: normal;
}

[data-page="loans"] .page-hero h1 {
  max-width: none;
  white-space: nowrap;
}

[data-page="loans"] .page-hero p {
  max-width: none;
  width: 100%;
}

[data-page="contact"] .page-hero h1 {
  max-width: none;
  white-space: nowrap;
}

[data-page="contact"] .page-hero p {
  max-width: none;
  width: 100%;
}

body:not([data-page="home"]) .page-hero {
  padding: 2.35rem 0 1rem;
}

body:not([data-page="home"]) .section-pad {
  padding: 3.5rem 0;
}

body:not([data-page="home"]) main .section-pad:first-child {
  padding-top: 3rem;
}

body:not([data-page="home"]) .member-note-section {
  padding-top: 3.2rem;
  padding-bottom: 3.2rem;
}

body:not([data-page="home"]) .btn-brand,
body:not([data-page="home"]) .btn-outline-brand {
  padding: 0.8rem 1.3rem;
  font-size: 1.02rem;
}

.about-foundations .section-heading {
  max-width: 860px;
  margin-bottom: 2.75rem;
}

.about-foundations .section-heading h2 {
  max-width: 30ch;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.08;
}

.about-foundations .row.g-4 {
  --bs-gutter-y: 1.5rem;
}

.about-foundations .info-card {
  padding: 2.15rem 2rem 2rem;
  min-height: 210px;
}

.about-foundations .info-card h3 {
  margin-bottom: 0.85rem;
  font-size: clamp(1.28rem, 1.7vw, 1.7rem);
}

.about-foundations .info-card p {
  margin-bottom: 0;
  max-width: 24ch;
  line-height: 1.6;
}

.about-foundations .stat-panel {
  padding: 1.8rem 2rem;
}

.about-foundations .stat-panel p {
  font-size: 1.12rem;
  line-height: 1.7;
}

.about-purpose .row.g-4 {
  --bs-gutter-y: 1.5rem;
}

.about-purpose .stat-panel {
  padding: 2rem 2rem 1.85rem;
  min-height: 100%;
}

.about-purpose .stat-panel h3 {
  margin-bottom: 1.1rem;
  font-size: clamp(1.42rem, 1.95vw, 1.85rem);
  line-height: 1.08;
}

.about-purpose .stat-panel p {
  margin-bottom: 1.15rem;
  max-width: 31ch;
  line-height: 1.72;
}

.about-purpose .stat-panel p strong {
  display: inline-block;
  margin-top: 0.25rem;
  line-height: 1.5;
}

.about-purpose__quote {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 100%;
  padding: 0;
}

.about-purpose__quote-mark {
  color: var(--brand-gold);
}

.about-purpose__quote p {
  margin: 0;
  color: var(--brand-teal);
  font-family: "Outfit", sans-serif;
  font-size: clamp(1.08rem, 1.75vw, 1.4rem);
  font-weight: 500;
  line-height: 1.55;
}

[data-page="deposit-schemes"] .deposit-hero {
  padding: 2.2rem 0 0.9rem;
}

[data-page="deposit-schemes"] .deposit-hero__content {
  position: relative;
  max-width: none;
  width: 100%;
}

[data-page="deposit-schemes"] .deposit-hero h1 {
  max-width: none;
  font-size: clamp(1.8rem, 2.35vw, 2.7rem);
  white-space: nowrap;
  margin-bottom: 0.8rem;
}

[data-page="deposit-schemes"] .deposit-hero p {
  max-width: 78ch;
  margin-bottom: 0;
}

[data-page="deposit-schemes"] .deposit-hero__accent {
  display: inline-flex;
  width: 118px;
  height: 10px;
  margin-top: 1rem;
  border-radius: 999px;
  background:
    linear-gradient(90deg, rgba(15, 143, 136, 0.92) 0 68%, rgba(245, 178, 27, 0.95) 68% 100%);
  opacity: 0.9;
}

[data-page="deposit-schemes"] .deposit-quick-nav {
  display: flex;
  gap: 0.7rem;
  width: fit-content;
  max-width: 100%;
  margin-top: 1rem;
  padding: 0;
  overflow-x: auto;
  background: transparent;
  border: none;
  border-radius: 0;
  box-shadow: none;
  scrollbar-width: thin;
}

[data-page="deposit-schemes"] .deposit-quick-nav a {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  padding: 0.78rem 1.18rem;
  border-radius: 999px;
  border: 1px solid rgba(15, 143, 136, 0.12);
  background: #ffffff;
  color: var(--brand-ink);
  font-weight: 700;
  font-size: 0.95rem;
  text-decoration: none;
  line-height: 1;
  transition: border-color 0.2s ease, color 0.2s ease, background-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease;
}

[data-page="deposit-schemes"] .deposit-quick-nav a::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: rgba(245, 178, 27, 0.95);
  box-shadow: 0 0 0 4px rgba(245, 178, 27, 0.12);
  flex: 0 0 auto;
}

[data-page="deposit-schemes"] .deposit-quick-nav a:hover,
[data-page="deposit-schemes"] .deposit-quick-nav a:focus-visible {
  color: var(--brand-teal);
  border-color: rgba(15, 143, 136, 0.18);
  background: #ffffff;
  box-shadow: 0 8px 16px rgba(18, 38, 36, 0.06);
  transform: translateY(-1px);
}

[data-page="deposit-schemes"] .deposit-quick-nav a:focus-visible {
  outline: 2px solid rgba(15, 143, 136, 0.22);
  outline-offset: 2px;
}

[data-page="deposit-schemes"] .deposit-section {
  scroll-margin-top: 8rem;
}

[data-page="deposit-schemes"] .deposit-section .section-heading {
  margin-bottom: 1.8rem;
}

[data-page="deposit-schemes"] .deposit-section .section-heading h2 {
  font-size: clamp(1.3rem, 1.8vw, 1.85rem);
  line-height: 1.16;
  margin-bottom: 0.65rem;
}

[data-page="deposit-schemes"] .deposit-section .section-heading p {
  max-width: 52ch;
  margin-bottom: 0;
  color: var(--brand-muted);
  font-size: 0.95rem;
}

[data-page="deposit-schemes"] [id^="scheme-"] {
  scroll-margin-top: 8rem;
}

[data-page="deposit-schemes"] .deposit-card {
  display: flex;
  flex-direction: column;
  gap: 0.58rem;
  width: 100%;
  max-width: 76%;
  margin-inline: auto;
  padding: 0.68rem 0.68rem 0.76rem;
  border-radius: 14px;
  background: #ffffff;
  border: 1px solid rgba(15, 143, 136, 0.1);
  box-shadow: 0 7px 16px rgba(18, 38, 36, 0.05);
  transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease;
}

[data-page="deposit-schemes"] .deposit-card:hover {
  transform: translateY(-3px);
  border-color: rgba(15, 143, 136, 0.2);
  box-shadow: 0 10px 20px rgba(18, 38, 36, 0.08);
}

[data-page="deposit-schemes"] .deposit-card__media {
  min-height: 132px;
  margin: -0.68rem -0.68rem 0;
  border-radius: 14px 14px 10px 10px;
  background: linear-gradient(180deg, rgba(15, 143, 136, 0.08) 0%, rgba(245, 178, 27, 0.08) 100%);
  border-bottom: 1px solid rgba(15, 143, 136, 0.08);
}

[data-page="deposit-schemes"] .deposit-card__media .section-photo {
  height: 100%;
  min-height: 132px;
  object-position: center center;
}

[data-page="deposit-schemes"] #scheme-pigmy .deposit-card__media .section-photo {
  object-fit: cover;
  object-position: center 32%;
}

[data-page="deposit-schemes"] .deposit-card__media span {
  left: 0.62rem;
  bottom: 0.58rem;
  padding: 0.24rem 0.46rem;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.9);
  color: var(--brand-muted);
  font-size: 0.66rem;
}

[data-page="deposit-schemes"] .deposit-card__top {
  display: flex;
  align-items: center;
  gap: 0.42rem;
}

[data-page="deposit-schemes"] .deposit-card__type {
  display: inline-flex;
  align-items: center;
  min-height: 22px;
  padding: 0.2rem 0.48rem;
  border-radius: 999px;
  background: rgba(245, 178, 27, 0.12);
  color: #9a6700;
  font-size: 0.58rem;
  font-weight: 800;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

[data-page="deposit-schemes"] .deposit-card h3 {
  margin: 0;
  font-size: clamp(0.92rem, 1.05vw, 1.08rem);
  line-height: 1.22;
  color: var(--brand-teal);
}

[data-page="deposit-schemes"] .deposit-card p {
  margin: 0;
  color: var(--brand-muted);
  font-size: 0.8rem;
  line-height: 1.46;
  max-width: none;
  width: 100%;
}

[data-page="deposit-schemes"] .deposit-card__lead strong {
  color: var(--brand-ink);
}

[data-page="deposit-schemes"] .deposit-facts {
  display: grid;
  gap: 0.36rem;
}

[data-page="deposit-schemes"] .deposit-fact {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.58rem;
  min-width: 0;
  padding: 0.4rem 0.54rem;
  border-radius: 9px;
  background: #f8fcfb;
  border: 1px solid rgba(15, 143, 136, 0.08);
}

[data-page="deposit-schemes"] .deposit-fact strong {
  color: var(--brand-muted);
  font-size: 0.56rem;
  font-weight: 800;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}

[data-page="deposit-schemes"] .deposit-fact em {
  color: var(--brand-ink);
  font-style: normal;
  font-weight: 700;
  font-size: 0.72rem;
  line-height: 1.24;
  text-align: right;
}

[data-page="deposit-schemes"] .deposit-card--compact {
  min-height: 0;
}

[data-page="deposit-schemes"] .deposit-special-row > [class*="col-"] {
  display: flex;
}

[data-page="deposit-schemes"] .deposit-special-row .deposit-card {
  width: 100%;
}

[data-page="deposit-schemes"] .deposit-card__cta {
  margin-top: auto;
  display: inline-flex;
  align-items: center;
  gap: 0.22rem;
  width: fit-content;
  padding: 0.34rem 0.56rem;
  border-radius: 999px;
  border: 1px solid rgba(15, 143, 136, 0.12);
  color: var(--brand-teal);
  background: #ffffff;
  font-size: 0.74rem;
  font-weight: 700;
  text-decoration: none;
  transition: background-color 0.2s ease, border-color 0.2s ease, color 0.2s ease;
}

[data-page="deposit-schemes"] .deposit-card__cta::after {
  content: "›";
  font-size: 0.84rem;
  line-height: 1;
}

[data-page="deposit-schemes"] .deposit-card__cta:hover,
[data-page="deposit-schemes"] .deposit-card__cta:focus-visible {
  background: #f8fcfb;
  border-color: rgba(15, 143, 136, 0.22);
  color: #0c7a74;
}

[data-page="deposit-schemes"] .deposit-note-section {
  padding-top: 0.4rem !important;
  padding-bottom: 1.25rem !important;
}

[data-page="deposit-schemes"] .deposit-note-section .container {
  display: flex;
  justify-content: center;
}

[data-page="deposit-schemes"] .deposit-note-strip {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.38rem;
  width: 100%;
  max-width: 760px;
  padding: 0.9rem 1rem;
  border-radius: 14px;
  background: #ffffff;
  border: 1px solid rgba(182, 193, 201, 0.55);
}

[data-page="deposit-schemes"] .deposit-note-strip__head {
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
}

[data-page="deposit-schemes"] .deposit-note-strip__body {
  padding-left: calc(18px + 0.65rem);
}

[data-page="deposit-schemes"] .deposit-note-strip__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 18px;
  min-width: 18px;
  height: 18px;
  margin-top: 0;
  border-radius: 0;
  background: transparent;
  color: var(--brand-teal);
  font-family: "Outfit", sans-serif;
  font-size: 0.95rem;
  font-weight: 800;
  line-height: 1;
}

[data-page="deposit-schemes"] .deposit-note-strip h3 {
  margin: 0;
  font-size: 0.92rem;
  font-weight: 700;
}

[data-page="deposit-schemes"] .deposit-note-strip p {
  margin: 0;
  color: var(--brand-muted);
  font-size: 0.98rem;
  line-height: 1.65;
}

[data-page="loans"] .loans-products-section .section-heading,
[data-page="loans"] .loans-process-section .section-heading {
  max-width: 760px;
  margin-bottom: 1.8rem;
}

[data-page="loans"] .loans-products-section .section-heading p,
[data-page="loans"] .loans-process-section .section-heading p {
  margin-bottom: 0;
  max-width: 58ch;
  color: var(--brand-muted);
  font-size: 0.96rem;
}

[data-page="loans"] .loan-product-card {
  display: flex;
  flex-direction: column;
  gap: 0.58rem;
  width: 100%;
  max-width: 76%;
  margin-inline: auto;
  padding: 0.68rem 0.68rem 0.76rem;
  border-radius: 14px;
  background: #ffffff;
  border: 1px solid rgba(15, 143, 136, 0.1);
  box-shadow: 0 7px 16px rgba(18, 38, 36, 0.05);
  transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease;
}

[data-page="loans"] .loan-product-card:hover {
  transform: translateY(-3px);
  border-color: rgba(15, 143, 136, 0.18);
  box-shadow: 0 10px 20px rgba(18, 38, 36, 0.08);
}

[data-page="loans"] .loan-product-card__media {
  min-height: 132px;
  margin: -0.68rem -0.68rem 0;
  border-radius: 14px 14px 10px 10px;
  background: linear-gradient(180deg, rgba(15, 143, 136, 0.08) 0%, rgba(245, 178, 27, 0.08) 100%);
  border-bottom: 1px solid rgba(15, 143, 136, 0.08);
}

[data-page="loans"] .loan-product-card__media .section-photo {
  width: 100%;
  height: 100%;
  min-height: 132px;
  object-fit: cover;
  object-position: center center;
  display: block;
}

[data-page="loans"] .loan-product-card:nth-child(1) .loan-product-card__media .section-photo,
[data-page="loans"] .loan-product-card:nth-child(3) .loan-product-card__media .section-photo {
  object-position: center 42%;
}

[data-page="loans"] .loan-product-card__media span {
  left: 0.62rem;
  bottom: 0.58rem;
  padding: 0.24rem 0.46rem;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.92);
  color: var(--brand-muted);
  font-size: 0.66rem;
}

[data-page="loans"] .loan-product-card__type {
  display: inline-flex;
  align-items: center;
  width: fit-content;
  min-height: 22px;
  padding: 0.2rem 0.48rem;
  border-radius: 999px;
  background: rgba(245, 178, 27, 0.12);
  color: #9a6700;
  font-size: 0.58rem;
  font-weight: 800;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

[data-page="loans"] .loan-product-card h3 {
  margin: 0;
  font-size: clamp(0.92rem, 1.05vw, 1.08rem);
  line-height: 1.22;
  color: var(--brand-teal);
}

[data-page="loans"] .loan-product-card p {
  margin: 0;
  max-width: none;
  width: 100%;
  color: var(--brand-muted);
  font-size: 0.8rem;
  line-height: 1.46;
}

[data-page="loans"] .loan-product-highlights {
  display: flex;
  flex-wrap: wrap;
  gap: 0.36rem;
}

[data-page="loans"] .loan-product-highlight {
  display: inline-flex;
  align-items: center;
  width: fit-content;
  min-height: 32px;
  padding: 0.4rem 0.54rem;
  border-radius: 9px;
  background: #f8fcfb;
  border: 1px solid rgba(15, 143, 136, 0.08);
  color: var(--brand-ink);
  font-size: 0.72rem;
  font-weight: 600;
  line-height: 1.24;
}

[data-page="loans"] .loan-product-card__cta {
  margin-top: auto;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: fit-content;
  padding: 0.34rem 0.56rem;
  border-radius: 999px;
  background: #ffffff;
  border: 1px solid rgba(15, 143, 136, 0.16);
  color: var(--brand-teal);
  font-size: 0.74rem;
  font-weight: 700;
  text-decoration: none;
  transition: background-color 0.2s ease, border-color 0.2s ease, color 0.2s ease;
}

[data-page="loans"] .loan-product-card__cta:hover,
[data-page="loans"] .loan-product-card__cta:focus-visible {
  background: #f8fcfb;
  border-color: rgba(15, 143, 136, 0.22);
  color: #0c7a74;
}

[data-page="loans"] .loan-process-steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
}

[data-page="loans"] .loan-process-step {
  position: relative;
  padding: 1.2rem 1.1rem 1.15rem;
  border-radius: 16px;
  background: #ffffff;
  border: 1px solid rgba(15, 143, 136, 0.08);
  box-shadow: 0 8px 18px rgba(18, 38, 36, 0.04);
}

[data-page="loans"] .loan-process-step:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 28px;
  right: -0.7rem;
  width: 1.4rem;
  height: 1px;
  background: rgba(15, 143, 136, 0.18);
}

[data-page="loans"] .loan-process-step__number {
  display: inline-block;
  margin-bottom: 0.75rem;
  color: var(--brand-teal);
  font-family: "Outfit", sans-serif;
  font-size: 0.85rem;
  font-weight: 800;
  letter-spacing: 0.08em;
}

[data-page="loans"] .loan-process-step h3 {
  margin-bottom: 0.4rem;
  font-size: 1rem;
  color: var(--brand-ink);
}

[data-page="loans"] .loan-process-step p {
  margin: 0;
  color: var(--brand-muted);
  font-size: 0.9rem;
  line-height: 1.58;
}

.timeline-steps {
  display: grid;
  gap: 1rem;
}

.timeline-step {
  position: relative;
  padding: 1.4rem 1.4rem 1.4rem 1.8rem;
  border-left: 3px solid rgba(15, 143, 136, 0.22);
  background: #ffffff;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
}

.timeline-step strong {
  display: block;
  margin-bottom: 0.45rem;
  color: var(--brand-ink);
}

.gallery-card {
  overflow: hidden;
  height: 100%;
  display: flex;
  flex-direction: column;
}

.gallery-category + .gallery-category {
  margin-top: 2rem;
}

.gallery-category__intro {
  margin-bottom: 1.5rem;
}

.gallery-category__intro h3 {
  margin-bottom: 0.45rem;
  font-size: clamp(1.6rem, 2.3vw, 2.2rem);
}

.gallery-category__intro p {
  margin-bottom: 0;
  max-width: 62ch;
}

.gallery-card__image {
  height: 230px;
  flex: 0 0 230px;
  overflow: hidden;
}

.gallery-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
}

.gallery-card__body {
  padding: 1.5rem;
  display: flex;
  flex: 1 1 auto;
  flex-direction: column;
}

.gallery-card__body p {
  margin-bottom: 0;
}

.gallery-card--society {
  gap: 0.95rem;
  padding: 0;
  background: transparent;
  border: none;
  box-shadow: none;
}

.gallery-card--society .gallery-card__image {
  height: 250px;
  flex-basis: 250px;
  padding: 0.34rem;
  border-radius: 16px;
  border: 1px solid rgba(184, 193, 198, 0.38);
  background: #fffdfb;
  box-shadow: 0 10px 22px rgba(18, 38, 36, 0.05);
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

.gallery-card--society .gallery-photo {
  border-radius: 12px;
  transition: transform 0.28s ease;
}

.gallery-card--society:hover .gallery-card__image {
  transform: translateY(-3px);
  border-color: rgba(15, 143, 136, 0.16);
  box-shadow: 0 15px 28px rgba(18, 38, 36, 0.08);
}

.gallery-card--society:hover .gallery-photo {
  transform: scale(1.02);
}

.gallery-card--society .gallery-card__body {
  padding: 0 0.15rem;
}

.gallery-card--society .gallery-card__body h3 {
  margin-bottom: 0.38rem;
  font-family: "Outfit", sans-serif;
  font-size: 1.08rem;
  font-weight: 600;
  line-height: 1.2;
  letter-spacing: -0.01em;
}

.gallery-card--society .gallery-card__body p {
  color: var(--brand-muted);
  line-height: 1.62;
}

.gallery-card--society .gallery-card__body::before {
  content: "";
  display: block;
  width: 42px;
  height: 2px;
  margin: 0 0 0.7rem;
  border-radius: 999px;
  background: linear-gradient(90deg, rgba(15, 143, 136, 0.78) 0 68%, rgba(245, 178, 27, 0.9) 68% 100%);
}

.gallery-card--staff {
  padding: 0;
  border-radius: 0;
  background: transparent;
  border: none;
  box-shadow: none;
  text-align: center;
  transition: transform 0.22s ease;
}

.gallery-card--staff:hover {
  transform: translateY(-4px);
}

.gallery-card__image--staff {
  aspect-ratio: 4 / 5;
  height: auto;
  flex-basis: auto;
  padding: 0.32rem;
  border-radius: 14px;
  border: 1px solid rgba(184, 193, 198, 0.4);
  background: #fffdfb;
  box-shadow: 0 10px 22px rgba(18, 38, 36, 0.05);
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

.gallery-card--staff:hover .gallery-card__image--staff {
  transform: translateY(-2px);
  border-color: rgba(15, 143, 136, 0.16);
  box-shadow: 0 14px 28px rgba(18, 38, 36, 0.08);
}

.gallery-photo--staff {
  object-fit: cover;
  object-position: center top;
  border-radius: 11px;
  transition: transform 0.3s ease;
}

.gallery-card--staff:hover .gallery-photo--staff {
  transform: scale(1.02);
}

.gallery-card__body--staff {
  padding: 0.85rem 0.2rem 0;
}

.gallery-card__body--staff h3 {
  margin-bottom: 0;
  font-family: "Outfit", sans-serif;
  font-size: 1rem;
  font-weight: 600;
  line-height: 1.28;
  letter-spacing: -0.01em;
}

[data-page="gallery"] .gallery-staff-grid,
[data-page="about"] .gallery-staff-grid {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 2.35rem 1.95rem;
}

[data-page="gallery"] .gallery-staff-item,
[data-page="about"] .gallery-staff-item {
  width: min(100%, 201px);
}

[data-page="gallery"] .gallery-card--staff::after,
[data-page="about"] .gallery-card--staff::after {
  content: "";
  display: block;
  width: 40px;
  height: 2px;
  margin: 0.55rem auto 0;
  border-radius: 999px;
  background: linear-gradient(90deg, rgba(15, 143, 136, 0.75) 0 64%, rgba(245, 178, 27, 0.9) 64% 100%);
}

.gallery-card--placeholder {
  border-style: dashed;
}

.gallery-card__image--placeholder {
  display: grid;
  place-items: center;
  background: linear-gradient(180deg, rgba(15, 143, 136, 0.06) 0%, rgba(15, 143, 136, 0.02) 100%);
}

.gallery-placeholder-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 112px;
  padding: 0.7rem 1rem;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.88);
  border: 1px solid rgba(15, 143, 136, 0.12);
  color: var(--brand-teal);
  font-family: "Outfit", sans-serif;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.contact-item + .contact-item {
  margin-top: 1rem;
}

.contact-item strong {
  display: block;
  margin-bottom: 0.4rem;
  color: var(--brand-ink);
}

[data-page="about"] [data-about-group][hidden] {
  display: none !important;
}

[data-page="about"][data-about-section="board-members"] .page-hero {
  display: none;
}

.about-bod-section {
  padding-top: 2.35rem;
  padding-bottom: 3.2rem;
}

.about-bod-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 320px);
  gap: 2.2rem 3rem;
  align-items: center;
  max-width: 1040px;
  margin: 0 auto;
}

.about-bod-copy {
  max-width: 39rem;
}

.about-bod-copy .eyebrow {
  margin-bottom: 0.85rem;
}

.about-bod-copy h2 {
  margin-bottom: 1.1rem;
  max-width: 14ch;
  font-size: clamp(2.1rem, 3.2vw, 3.15rem);
  line-height: 1.03;
  letter-spacing: -0.03em;
}

.about-bod-copy p {
  margin-bottom: 0;
  max-width: 34ch;
  color: var(--brand-muted);
  font-size: 1.02rem;
  line-height: 1.8;
}

.about-bod-profile {
  max-width: 320px;
  margin: 0 auto;
  text-align: center;
  position: relative;
}

.about-bod-profile__media {
  position: relative;
  aspect-ratio: 4 / 5;
  padding: 0.38rem;
  border-radius: 18px;
  border: 1px solid rgba(203, 210, 214, 0.42);
  background: #ffffff;
  box-shadow: 0 8px 18px rgba(18, 38, 36, 0.03);
  overflow: hidden;
}

.about-bod-profile__media::before {
  content: none;
  pointer-events: none;
}

.about-bod-profile__media .gallery-photo {
  width: 100%;
  height: 100%;
  border-radius: 14px;
  object-fit: cover;
  object-position: center top;
}

.about-bod-profile__body {
  padding-top: 1rem;
}

.about-bod-profile__body h3 {
  margin-bottom: 0;
  font-family: "Outfit", sans-serif;
  font-size: clamp(1.16rem, 1.45vw, 1.26rem);
  font-weight: 700;
  line-height: 1.3;
}

.about-bod-profile__body::after {
  content: "";
  display: block;
  width: 46px;
  height: 2px;
  margin: 0.7rem auto 0;
  border-radius: 999px;
  background: linear-gradient(90deg, rgba(15, 143, 136, 0.75) 0 64%, rgba(245, 178, 27, 0.9) 64% 100%);
}

@media (max-width: 991.98px) {
  .about-bod-layout {
    grid-template-columns: 1fr;
    gap: 2.15rem;
    justify-items: center;
    text-align: center;
  }

  .about-bod-copy {
    max-width: 42rem;
  }

  .about-bod-copy h2 {
    max-width: none;
  }

  .about-bod-copy p {
    max-width: none;
  }
}

.contact-shell {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.2fr);
  gap: 1.4rem;
  align-items: start;
}

.contact-info-block h2 {
  margin-bottom: 1rem;
  font-size: clamp(1.3rem, 1.9vw, 1.9rem);
}

.contact-info-block {
  padding: 0.4rem 0;
}

.contact-info-block .contact-item {
  padding: 0.9rem 0 1rem;
  border-bottom: 1px solid rgba(15, 143, 136, 0.1);
}

.contact-info-block .contact-item:first-of-type {
  padding-top: 0.15rem;
}

.contact-info-block .contact-item:last-of-type {
  padding-bottom: 0;
  border-bottom: none;
}

.form-panel--compact {
  padding: 1.55rem 1.6rem;
}

.contact-item--inline p {
  margin-bottom: 0;
}

.contact-panel__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.25rem;
}

.contact-panel__actions .btn,
.form-panel--compact .btn {
  padding: 0.64rem 1rem;
  font-size: 0.9rem;
}

.form-panel--compact .form-control,
.form-panel--compact .form-select {
  padding: 0.82rem 0.95rem;
}

.form-panel--compact textarea.form-control {
  min-height: 144px;
}

.form-control,
.form-select {
  border-radius: 14px;
  padding: 0.9rem 1rem;
  border-color: rgba(15, 143, 136, 0.18);
}

.form-control:focus,
.form-select:focus {
  border-color: rgba(15, 143, 136, 0.5);
  box-shadow: 0 0 0 0.2rem rgba(15, 143, 136, 0.12);
}

.form-feedback {
  min-height: 1.5rem;
  color: var(--brand-teal);
  font-weight: 700;
}

.form-feedback[data-state="error"] {
  color: #b42318;
}

.contact-toast {
  min-width: 290px;
  border-radius: 14px;
  box-shadow: 0 14px 30px rgba(18, 38, 36, 0.12);
}

.site-footer {
  padding: 4rem 0 2rem;
  background: var(--brand-ink);
  color: rgba(255, 255, 255, 0.88);
}

.site-footer p,
.site-footer a,
.site-footer li,
.site-footer h3 {
  color: rgba(255, 255, 255, 0.88);
}

.site-footer h3 {
  font-size: 1rem;
  margin-bottom: 1.1rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.footer-bottom {
  margin-top: 2rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

[data-page="home"] .site-navbar {
  background: rgba(255, 255, 255, 0.98);
}

[data-page="home"] .nav-link {
  padding: 0.8rem 1.05rem !important;
}

[data-page="home"] .timing-ticker--home {
  background: #f8fcfb;
}

[data-page="home"] .timing-ticker__track--home {
  display: inline-flex;
  align-items: center;
  gap: 0.85rem 1.3rem;
  min-width: auto;
  padding: 0.65rem 0;
  animation: ticker-scroll 36s linear infinite;
}

[data-page="home"] .timing-ticker__track--home span {
  position: relative;
}

[data-page="home"] .timing-ticker__track--home span::after {
  content: "";
  margin-left: 0;
}

[data-page="home"] .timing-ticker__track--home span + span {
  padding-left: 1.1rem;
}

[data-page="home"] .timing-ticker__track--home span + span::before {
  content: "";
  position: absolute;
  left: 0;
  top: 50%;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: rgba(245, 178, 27, 0.9);
  transform: translateY(-50%);
}

[data-page="home"] .timing-ticker__track--home {
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--brand-muted);
}

[data-page="home"] .timing-ticker__label {
  color: var(--brand-ink);
  font-weight: 800;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

[data-page="home"] .hero-section {
  padding: 3.1rem 0 3.7rem;
}

[data-page="home"] .hero-section h1 {
  max-width: 13ch;
  font-size: clamp(2.35rem, 4.1vw, 4rem);
  line-height: 1;
  letter-spacing: -0.03em;
  margin-bottom: 1rem;
}

[data-page="home"] .lead {
  max-width: 56ch;
  line-height: 1.7;
}

[data-page="home"] .hero-trust-points {
  display: grid;
  gap: 0.9rem;
  margin-top: 1.55rem;
  max-width: 30rem;
}

[data-page="home"] .hero-trust-point {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  color: var(--brand-ink);
  font-weight: 600;
  line-height: 1.45;
}

[data-page="home"] .hero-trust-point__icon {
  width: 16px;
  height: 16px;
  min-width: 16px;
  position: relative;
  top: -1px;
  background: transparent;
  border: none;
}

[data-page="home"] .hero-trust-point__icon::after {
  content: "";
  position: absolute;
  left: 4px;
  top: 1px;
  width: 5px;
  height: 9px;
  border-right: 2px solid var(--brand-gold);
  border-bottom: 2px solid var(--brand-gold);
  transform: rotate(40deg);
}

[data-page="home"] .hero-actions {
  align-items: center;
}

[data-page="home"] .hero-actions .btn {
  padding: 0.8rem 1.3rem;
  font-size: 1.02rem;
}

[data-page="home"] .hero-image-frame {
  position: relative;
  background: transparent;
  border: none;
  box-shadow: none;
}

[data-page="home"] .hero-image-frame::before {
  content: none;
}

[data-page="home"] .hero-image {
  min-height: 560px;
  object-position: center center;
  border-radius: var(--radius-lg);
}

[data-page="home"] .hero-metrics .metric-card {
  min-height: 0;
  padding: 1.25rem 1.2rem;
  border-top: 3px solid rgba(245, 178, 27, 0.5);
  box-shadow: 0 14px 35px rgba(18, 38, 36, 0.06);
}

[data-page="home"] .hero-metrics .metric-card h3 {
  font-size: 1.14rem;
  color: var(--brand-ink);
}

[data-page="home"] .hero-metrics .metric-card p {
  max-width: 22ch;
  margin-top: 0.45rem;
  font-size: 0.95rem;
}

[data-page="home"] .section-pad {
  padding: 3.5rem 0;
}

[data-page="home"] .section-heading {
  margin-bottom: 1.5rem;
}

[data-page="home"] .home-schemes {
  padding-top: 3rem;
}

[data-page="home"] .home-about-preview,
[data-page="home"] .core-values-section,
[data-page="home"] .home-gallery-preview,
[data-page="home"] .member-note-section {
  padding-top: 3.2rem;
  padding-bottom: 3.2rem;
}

[data-page="home"] .info-card--scheme {
  position: relative;
  padding-top: 1.75rem;
  display: flex;
  flex-direction: column;
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

[data-page="home"] .info-card--scheme::before {
  content: "";
  position: absolute;
  left: 2rem;
  right: 2rem;
  top: 0;
  height: 3px;
  border-radius: 999px;
  background: rgba(245, 178, 27, 0.85);
}

[data-page="home"] .info-card--scheme:hover {
  transform: translateY(-4px);
  border-color: rgba(15, 143, 136, 0.2);
  box-shadow: 0 22px 42px rgba(18, 38, 36, 0.1);
}

[data-page="home"] .info-card__icon--scheme {
  width: 44px;
  height: 44px;
  margin-bottom: 1rem;
  border-radius: 14px;
  background: rgba(15, 143, 136, 0.08);
  color: var(--brand-teal);
  font-size: 0.78rem;
  letter-spacing: 0.08em;
}

[data-page="home"] .info-card--scheme h3 {
  min-height: 3.05em;
  margin-bottom: 0.8rem;
  line-height: 1.18;
}

[data-page="home"] .info-card--scheme p {
  margin-bottom: 0;
  line-height: 1.65;
}

[data-page="home"] .info-card__link {
  margin-top: auto;
  padding-top: 1.15rem;
  color: var(--brand-teal);
  font-weight: 700;
}

[data-page="home"] .info-card__link::after {
  content: "›";
  margin-left: 0.35rem;
}

[data-page="home"] .home-about-preview .btn {
  padding: 0.7rem 1.05rem;
  font-size: 0.94rem;
}

[data-page="home"] .home-about-preview__image {
  padding: 0;
  border-radius: var(--radius-lg);
  background: transparent;
  box-shadow: none;
}

[data-page="home"] .home-about-preview__image .section-photo {
  min-height: 420px;
  object-position: center center;
  border-radius: var(--radius-lg);
}

[data-page="home"] .home-about-preview__points {
  list-style: none;
  padding: 0;
  margin: 1.35rem 0 0;
  display: grid;
  gap: 0.7rem;
}

[data-page="home"] .home-about-preview__points li {
  position: relative;
  padding-left: 1.45rem;
  color: var(--brand-ink);
  font-weight: 600;
}

[data-page="home"] .home-about-preview__points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.7rem;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--brand-gold);
}

[data-page="home"] .core-values-section {
  background: #ffffff;
}

[data-page="home"] .core-values-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
}

[data-page="home"] .core-value-tile {
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  min-height: 64px;
  padding: 0.75rem 0.9rem;
  border-radius: 16px;
  background: #ffffff;
  border: 1px solid rgba(15, 143, 136, 0.1);
  box-shadow: 0 8px 18px rgba(18, 38, 36, 0.04);
  text-align: center;
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

[data-page="home"] .core-value-tile span {
  display: none;
}

[data-page="home"] .core-value-tile strong {
  font-family: "Outfit", sans-serif;
  font-size: 0.97rem;
  line-height: 1.25;
  font-weight: 600;
}

[data-page="home"] .core-value-tile:hover {
  transform: translateY(-2px);
  border-color: rgba(15, 143, 136, 0.16);
  box-shadow: 0 12px 24px rgba(18, 38, 36, 0.06);
}

[data-page="home"] .gallery-tile {
  min-height: 290px;
  transition: transform 0.24s ease, box-shadow 0.24s ease;
}

[data-page="home"] .gallery-tile .gallery-photo {
  transition: transform 0.35s ease;
}

[data-page="home"] .gallery-tile:hover {
  transform: translateY(-3px);
  box-shadow: 0 20px 42px rgba(18, 38, 36, 0.1);
}

[data-page="home"] .gallery-tile:hover .gallery-photo {
  transform: scale(1.04);
}

[data-reveal] {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

[data-reveal].is-visible {
  opacity: 1;
  transform: translateY(0);
}

@keyframes ticker-scroll {
  0% {
    transform: translateX(100%);
  }
  100% {
    transform: translateX(-100%);
  }
}

@media (max-width: 991.98px) {
  .hero-section {
    padding: 4.5rem 0 3.8rem;
  }

  [data-page="home"] .hero-section {
    padding: 3.8rem 0 3.2rem;
  }

  .page-hero {
    padding: 2.4rem 0 1.1rem;
  }

  [data-page="gallery"] .page-hero {
    padding: 2.3rem 0 0.8rem;
  }

  .navbar-collapse {
    padding: 1rem 0 0.4rem;
  }

  .navbar-nav {
    align-items: flex-start !important;
    gap: 0.2rem !important;
  }

  .nav-link.active::after {
    left: 0;
    right: auto;
    width: 2.5rem;
    bottom: 0.2rem;
  }

  .brand-text strong {
    font-size: 1.2rem;
  }

  .hero-section h1,
  .page-hero h1 {
    max-width: 14ch;
  }

  [data-page="about"] .page-hero h1 {
    max-width: 11ch;
    white-space: normal;
  }

  [data-page="loans"] .page-hero h1 {
    white-space: normal;
  }

  .about-foundations .section-heading h2 {
    max-width: 20ch;
  }

  .about-foundations .info-card {
    min-height: 0;
  }

  .hero-panel h2 {
    font-size: clamp(1.8rem, 3vw, 2.5rem);
  }

  .hero-image {
    min-height: 520px;
  }

  [data-page="home"] .hero-image {
    min-height: 500px;
  }

  .image-placeholder--large {
    min-height: 340px;
  }

  .gallery-card__image {
    height: 210px;
    flex-basis: 210px;
  }

  .gallery-card--society .gallery-card__image {
    height: 220px;
    flex-basis: 220px;
  }

  .gallery-card__image--staff {
    height: 320px;
    flex-basis: 320px;
  }

  .core-values-cloud {
    gap: 0.9rem;
  }

  .core-values-shell {
    padding: 2.5rem 1.5rem;
  }

  [data-page="deposit-schemes"] .deposit-hero h1 {
    max-width: 14ch;
    white-space: normal;
  }

  [data-page="deposit-schemes"] .deposit-card {
    max-width: 84%;
    padding: 0.78rem;
  }

  [data-page="deposit-schemes"] .deposit-fact {
    min-width: 0;
  }

  [data-page="gallery"] .gallery-staff-item {
    width: min(100%, 220px);
  }

  [data-page="loans"] .loan-process-steps {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  [data-page="loans"] .loan-product-card {
    max-width: 84%;
    padding: 0.78rem;
  }

  [data-page="loans"] .loan-process-step:nth-child(2)::after,
  [data-page="loans"] .loan-process-step:last-child::after {
    content: none;
  }

  .member-note-banner {
    max-width: 760px;
  }

  [data-page="home"] .core-values-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .member-cta {
    align-items: flex-start;
    flex-direction: column;
  }

  .member-cta__actions {
    justify-content: flex-start;
  }
}

@media (max-width: 767.98px) {
  .section-pad {
    padding: 3.8rem 0;
  }

  [data-page="home"] .section-pad {
    padding: 3rem 0;
  }

  [data-page="home"] .home-schemes,
  [data-page="home"] .home-about-preview,
  [data-page="home"] .core-values-section,
  [data-page="home"] .home-gallery-preview,
  [data-page="home"] .member-note-section {
    padding-top: 2.75rem;
    padding-bottom: 2.75rem;
  }

  .hero-section {
    padding: 3.6rem 0 3.2rem;
  }

  [data-page="home"] .timing-ticker__track--home {
    gap: 1rem;
    font-size: 0.78rem;
    animation-duration: 40s;
  }

  .timing-ticker__track--continuous {
    gap: 1rem;
    font-size: 0.78rem;
    animation-duration: 40s;
  }

  .page-hero {
    padding: 2rem 0 1rem;
  }

  [data-page="gallery"] .page-hero {
    padding: 2rem 0 0.7rem;
  }

  [data-page="gallery"] main .section-pad:first-child {
    padding-top: 1.5rem;
  }

  .hero-section h1,
  .page-hero h1 {
    font-size: clamp(1.95rem, 8vw, 2.7rem);
  }

  .hero-section h1 {
    max-width: none;
  }

  .page-hero h1 {
    max-width: 14ch;
  }

  [data-page="about"] .page-hero h1 {
    white-space: normal;
  }

  [data-page="loans"] .page-hero h1 {
    white-space: normal;
  }

  [data-page="deposit-schemes"] .deposit-hero {
    padding: 1.95rem 0 0.8rem;
  }

  [data-page="deposit-schemes"] .deposit-hero h1 {
    max-width: 12ch;
    white-space: normal;
  }

  [data-page="deposit-schemes"] .deposit-quick-nav {
    padding: 0;
    border-radius: 0;
  }

  [data-page="deposit-schemes"] .deposit-quick-nav a {
    gap: 0.45rem;
    padding: 0.68rem 0.95rem;
    font-size: 0.88rem;
  }

  [data-page="deposit-schemes"] .deposit-quick-nav a::before {
    width: 7px;
    height: 7px;
  }

  [data-page="deposit-schemes"] .deposit-card {
    max-width: 100%;
    padding: 0.8rem;
    border-radius: 14px;
  }

  [data-page="deposit-schemes"] .deposit-card__media {
    min-height: 132px;
    margin: -0.8rem -0.8rem 0;
    border-radius: 14px 14px 10px 10px;
  }

  [data-page="deposit-schemes"] .deposit-card__media .section-photo {
    min-height: 132px;
  }

  [data-page="deposit-schemes"] #scheme-pigmy .deposit-card__media .section-photo {
    object-position: center 28%;
  }

  [data-page="deposit-schemes"] .deposit-card__top {
    gap: 0.55rem;
  }

  [data-page="deposit-schemes"] .deposit-facts {
    gap: 0.65rem;
  }

  [data-page="deposit-schemes"] .deposit-fact {
    flex-direction: column;
    align-items: flex-start;
    min-width: 0;
    padding: 0.48rem 0.6rem;
  }

  [data-page="deposit-schemes"] .deposit-fact em {
    text-align: left;
  }

  [data-page="deposit-schemes"] .deposit-card p {
    font-size: 0.8rem;
  }

  [data-page="deposit-schemes"] .deposit-card__cta {
    font-size: 0.74rem;
  }

  [data-page="deposit-schemes"] .deposit-note-strip {
    padding: 0.1rem 0;
  }

  [data-page="gallery"] .gallery-page-tabs {
    gap: 0.85rem 1.1rem;
  }

  [data-page="gallery"] .gallery-page-tab {
    font-size: 0.92rem;
  }

  [data-page="gallery"] .gallery-staff-grid {
    gap: 1.95rem 1.4rem;
  }

  [data-page="gallery"] .gallery-staff-item {
    width: min(100%, 177px);
  }

  [data-page="loans"] .loan-product-card {
    max-width: 100%;
    padding: 0.8rem;
    border-radius: 14px;
  }

  [data-page="loans"] .loan-product-card__media {
    min-height: 132px;
    margin: -0.8rem -0.8rem 0;
    border-radius: 14px 14px 10px 10px;
  }

  [data-page="loans"] .loan-product-card__media .section-photo {
    min-height: 132px;
  }

  [data-page="loans"] .loan-product-highlights {
    gap: 0.36rem;
  }

  [data-page="loans"] .loan-process-steps {
    grid-template-columns: 1fr;
  }

  [data-page="loans"] .loan-process-step::after {
    content: none;
  }

  [data-page="loans"] .loan-product-card p {
    font-size: 0.8rem;
  }

  [data-page="loans"] .loan-product-highlight {
    font-size: 0.72rem;
  }

  .about-foundations .section-heading {
    margin-bottom: 2rem;
  }

  .about-foundations .section-heading h2,
  .about-foundations .info-card p {
    max-width: none;
  }

  .about-foundations .info-card,
  .about-foundations .stat-panel {
    padding: 1.5rem;
  }

  .about-purpose .stat-panel {
    padding: 1.5rem;
  }

  .about-purpose .stat-panel p {
    max-width: none;
  }

  .lead {
    font-size: 1rem;
  }

  .eyebrow {
    gap: 0.45rem;
    font-size: 0.74rem;
    letter-spacing: 0.1em;
    flex-wrap: wrap;
  }

  .eyebrow::before {
    width: 28px;
  }

  .hero-panel__card,
  .info-card,
  .loan-card,
  .stat-panel,
  .contact-panel,
  .form-panel {
    padding: 1.5rem;
  }

  .brand-mark {
    width: 48px;
    height: 48px;
  }

  .brand-logo {
    width: 180px;
  }

  .timing-ticker__track {
    gap: 1.25rem;
    font-size: 0.72rem;
    animation-duration: 34s;
  }

  .timing-ticker__track span::after {
    margin-left: 1.25rem;
  }

  .timing-ticker__track--continuous span + span {
    padding-left: 0.95rem;
  }

  .hero-panel__foot {
    align-items: flex-start;
    flex-direction: column;
  }

  .hero-trust-points {
    gap: 0.65rem;
  }

  .hero-trust-points span {
    width: 100%;
    justify-content: center;
  }

  [data-page="home"] .hero-trust-point {
    align-items: flex-start;
  }

  .hero-feature-item {
    gap: 0.85rem;
    padding: 0.95rem;
  }

  .metric-card h3 {
    font-size: 1.75rem;
  }

  .metric-card {
    min-height: 0;
  }

  .image-placeholder--large {
    min-height: 280px;
  }

  .hero-image {
    min-height: 320px;
  }

  [data-page="home"] .hero-image {
    min-height: 340px;
  }

  [data-page="home"] .home-about-preview__image .section-photo {
    min-height: 300px;
  }

  .image-placeholder--medium {
    min-height: 280px;
  }

  .image-placeholder--map {
    min-height: 200px;
  }

  .gallery-tile {
    min-height: 220px;
  }

  .gallery-card__image {
    height: 200px;
    flex-basis: 200px;
  }

  .gallery-card--society .gallery-card__image {
    height: 205px;
    flex-basis: 205px;
  }

  .gallery-card__image--staff {
    height: 300px;
    flex-basis: 300px;
  }

  .gallery-card__body {
    padding: 1.25rem;
  }

  body:not([data-page="home"]) .section-pad {
    padding: 3rem 0;
  }

  body:not([data-page="home"]) main .section-pad:first-child {
    padding-top: 2.55rem;
  }

  body:not([data-page="home"]) .page-hero {
    padding: 1.95rem 0 0.9rem;
  }

  body:not([data-page="home"]) .member-note-section {
    padding-top: 2.75rem;
    padding-bottom: 2.75rem;
  }

  body:not([data-page="home"]) .btn-brand,
  body:not([data-page="home"]) .btn-outline-brand {
    padding: 0.74rem 1.12rem;
    font-size: 0.96rem;
  }

  .core-value-pill,
  .core-value-pill--large,
  .core-value-pill--wide {
    min-height: 60px;
    width: 100%;
    padding: 0.95rem 1.2rem;
    font-size: 1rem;
  }

  .core-values-shell {
    padding: 2rem 1rem;
  }

  .member-note-banner {
    max-width: none;
  }

  .member-note-banner__content {
    max-width: none;
    padding-left: 0.95rem;
  }

  [data-page="home"] .core-values-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .member-cta {
    padding: 1.55rem 1.35rem;
  }

  .member-cta__actions {
    width: 100%;
  }

  .timeline-step {
    padding: 1.15rem 1rem 1.15rem 1.2rem;
  }

  .site-footer {
    padding: 3rem 0 1.75rem;
  }

  .footer-bottom {
    margin-top: 1.5rem;
    padding-top: 1.5rem;
  }
}

@media (max-width: 575.98px) {
  .container {
    padding-left: 1rem;
    padding-right: 1rem;
  }

  .site-navbar .container {
    gap: 0.75rem;
  }

  .navbar-brand {
    max-width: calc(100% - 60px);
  }

  .brand-logo {
    width: 156px;
  }

  .nav-link {
    padding: 0.65rem 0 !important;
  }

  .btn-brand,
  .btn-outline-brand {
    width: 100%;
    justify-content: center;
    text-align: center;
    padding: 0.9rem 1.1rem;
  }

  .hero-section .btn-lg,
  .hero-section .d-flex,
  .gallery-strip .btn-outline-brand {
    width: 100%;
  }

  [data-page="home"] .hero-actions {
    width: 100%;
  }

  .hero-section .d-flex {
    gap: 0.85rem !important;
  }

  .hero-feature-item {
    flex-direction: column;
  }

  .hero-feature-item__icon {
    width: 36px;
    min-width: 36px;
    height: 36px;
  }

  .metric-card,
  .info-card,
  .loan-card,
  .stat-panel,
  .contact-panel,
  .form-panel {
    padding: 1.25rem;
  }

  .section-heading {
    margin-bottom: 1.5rem;
  }

  .section-heading h2,
  .info-card h3,
  .loan-card h3,
  .stat-panel h3,
  .gallery-card__body h3,
  .contact-panel h2,
  .form-panel h2 {
    font-size: clamp(1.35rem, 6vw, 2rem);
  }

  .gallery-tile {
    min-height: 200px;
  }

  [data-page="home"] .gallery-tile {
    min-height: 220px;
  }

  [data-page="home"] .core-values-grid {
    grid-template-columns: 1fr;
  }

  .gallery-tile span,
  .image-placeholder span {
    left: 0.9rem;
    right: 0.9rem;
    bottom: 0.85rem;
    font-size: 0.92rem;
  }

  .form-control,
  .form-select {
    padding: 0.8rem 0.9rem;
  }

  .site-footer {
    text-align: left;
  }
}