Growing together through trust, service, and community purpose
Universal Souharda Co-op Society Ltd. was established in 2023 with a clear purpose — to create a trusted, member-focused financial institution that combines the strength of cooperative values with the possibilities of modern technology.
Our journey began with a simple belief: financial growth becomes stronger when people grow together.
From the beginning, Universal Souharda has focused on building meaningful relationships with members, encouraging savings, supporting genuine financial needs, and contributing to the economic development of the community.
We are building Universal Souharda around three important foundations
Trust
Maintaining transparency, integrity, and confidence in every relationship.
Service
Understanding our members and providing simple, accessible, and responsive financial services.
Technology
Using modern digital solutions to make financial services more convenient, efficient, and secure.
"From a vision in 2023 to a trusted financial future - growing together, serving together."
Our Mission
"To provide reliable, transparent, and accessible financial services that empower our members to save, grow, and achieve their financial goals, while embracing technology, maintaining strong cooperative values, and contributing to the sustainable development of our community."
"Trusted service. Responsible finance. Shared growth."
Our Vision
"To build a trusted, progressive and member-centric cooperative financial institution that empowers individuals, strengthens families, and contributes to the sustainable prosperity of our community."
"Building trust. Empowering members. Growing together."
Abhishek U Naik
Amisha A Naik
Ashwini A Naik
Prashant V Achari
Someshwar T Gouda
Vasant G Gouda
Leadership guiding the cooperative vision
Meet the leadership representing the vision and governance of Universal Souharda.
Rajat S Bhat
We warmly welcome you to the Universal Souharda family.
Join as a member and explore trusted financial services built around cooperative values, member care, and shared growth.